What does money mean to you? Some people say “money is what makes the world go around.”  Others say “money is the root of all evil.” For every person, money is something different.

Most people think of money as coins and dollar bills, paychecks, or savings accounts in the bank. Earlier in history, money was nails, salt, furs, corn, or beads. Whatever commodity or object is accepted within a society as a recognized means of exchange becomes “money.” This includes money you can’t see or touch, such as money on computer records that can be spent like coins and dollar bills from your wallet.

The bottom line is: money is a tool. If you have money, you can get things you need like food, clothing, and shelter. If you don’t have money, you have to depend on others to provide for your needs. Money doesn’t make one person worth more than another, but no matter how you feel about money, one thing is certain — money gives you options, it gives you independence, and it gives you opportunities.

Just as it takes gas to run a car, it takes money to run your life. So where do you get money? To learn more about earning money and managing income, explore the following sections of this segment.